The Woolworths Everyday Money Card is a basic rewards credit card that looks to reward the Australian consumer who allocates reasonable amounts to shopping, petrol, and home appliances. The card charges a very competitive interest rate on purchase transactions. On this card you have the luxury of discount purchasing, take a good look at the rewards program and you’re sure to find a number of participating stores with one closest to you.

As a cardholder, you're bound to earn points virtually everywhere you shop. This rewards program is not exclusive to a specific group of participating retailers or shopping category alone. In fact purchases that do not include those to qualify for higher points will earn a point on every dollar spent. Buying Woolworths products from Woolworths or Safeway Supermarkets attracts three points per dollar spent. Other products purchased at participating retailers including Woolworths, Safeway Supermarkets, BIG W, BWS, Dan Murphy's, Thomas Dux, Dick Smith, and Tandy stores receive two points per dollar spent.

Provided enough points have accumulated, cardholders are entitled to redeem points for a shopping card every four months. The Everyday Money Shopping Card is redeemable at numerous participating store outlets with opportunities for electronics, petrol, groceries and many more. The shopping card cannot be used for online purchases and will expire after 90 days of issue.

Asides a highly rewarding program, cardholders stand to gain from the following benefits.

Online Account Management grants instant unrestricted access to the card account at anytime of the day needed. A primary cardholder has access to an online control panel with remaining card balance, and previous transactions available at a glance. A cardholder may decide to print out the interface for record keeping purposes.

This card comes with fraud protection ensuring cardholders are not left behind in a new generation of credit cards protecting their cardholders from online fraud and identity theft. This feature would give frequent shoppers the confidence to do their thing over the internet.

The Woolworths Everyday Money Card charges zero annual fee during the first year. The card is issued by HSBC Bank Australia Limited. Apply online and gain approval subject to your surpassing qualification requirements.